Pedro Gonzalez's Page

"Sometimes your greatest asset is simply your ability to stay with it longer than anyone else." ~Brian Tracy

"The most essential factor is persistence - the determination never to allow your energy or enthusiasm to be dampened by the discouragement that must inevitably come." ~ James Whitcomb Riley

As I sit here this early morning of December 25, 2009 waiting for Santa to bring me my gifts, I decided to write to you about persistence. Many times real estate investors fail in this profession si… Continue

A recent report from the FBI states that mortgage fraud is on the rise. The fraudulent events focuses on distressed homeowners who look for answers to troubled mortgages and find little help from their banks.

This report says one measure of mortgage fraud complaints is up 36 percent nationally. Most of the fraud schemes and scams are concentrated in California, Florida, Arizona and Nevada which have been hit hard by the housing market crash. As a result there are a large amount of mortgage modi… Continue

As you may know, Congress passed HR 1728 under the name of “Mortgage Reform and Anti-Predatory Lending Act”. Now without getting into a conversation about finger pointing who is responsible about the current financial crisis we are in, regulations towards better and safer lending and the protection of consumers are needed. I know the government is concerned about predatory practices, but shouldn’t the local district a… Continue

Here are some tips I want to share with you, which I have learned over the last 18. I started with a list and then it grew to a very long one. I decided to cut it to just ten suggestions I could share with you that could help you in reducing risk and improving your profits. So here is the list!
1. Hire a real estate investing coach or mentor
Having an mentor or coach that has more years of experience than you and has gone through the ups and down of the real estate market can be valuable. Rememb… Continue

It may be no surprise to hear that negative thinking is one of the reasons for under achievement. Your life is built on your self image and that image will depend on what you tell yourself. When you choose (and you do choose) to engage in negative thinking you are deciding to believe in your inability rather than your possibility. But it’s not just you! There will be plenty of people in your life who are all ready, willing and eager to spread the doom and gloom over why things just won’t work. O… Continue