April 2010 Blog Posts (31)

A Morning Cup of Inspiration (April 30, 2010)

morning cup of inspiration





Imagination is more important than knowledge.

Knowledge is limited.

Imagination encircles the world.…

Continue

Added by Jennifer Griner on April 30, 2010 at 9:21am — No Comments

The 7 Best Housing Recovery Bets

housing-recovery



The national average home price over the next 2 years may not seem promising. But there are cities predicted to post gains.



According to CNN Money, below are the 7 top cities:



1. San Francisco:

The market there may come roaring back: Fiserv predicts a 14.3% gain between June 2010 and June 2011. Averaged out, that means a 4.8% gain over the next two years. One reason for the sharp comeback is that much of the area's excess… Continue

Added by Jennifer Griner on April 29, 2010 at 9:47am — No Comments

The Case for Recovery

We Have One, But It Wont Feel Like it





Case-Shiller released their index of home prices in 20 cities and it rose 0.6 percent in February over last year. Existing home prices advanced 0.4%, as sales climbed for the first time in four months.



We’ve turned a corner with housing," said economist Karl Case, who with Robert Shiller created the index. "As long as mortgage rates don’t jump and… Continue

Added by Your Property Path on April 28, 2010 at 1:33pm — No Comments

Hump Wednesday Funnies

mother-in-law-cottage



Click the cartoon above to enlarge.







Smile more! It's great for business! Visit the Backyard Wealth Funnies collection.…

Continue

Added by Jennifer Griner on April 28, 2010 at 9:59am — No Comments

The Basics of Buying a Foreclosed House

buying a foreclosure



Purchasing a foreclosure home can be a great savings to a home buyer vs. a traditional resale transaction.



However, foreclosure sales will often come with their own set of rules, regulations and red tape. Knowing how to navigate the waters for a foreclosure sale is of great benefit to home buyers.



Finding Foreclosure

Find properties that interest you. This can be done most easily by hiring a real estate agent to utilize the… Continue

Added by Jennifer Griner on April 27, 2010 at 9:29am — No Comments

How a Foreclosure or Bankruptcy Impacts Your Credit Score

credit report clipboard



Recently, Fair Isaac, which developed FICO scores, pulled back the curtain a bit, revealing some estimates of point-score declines following mortgage delinquency problems.



Here are the average hit your credit will take:

  • 30 days late: 40 - 110 points
  • 90 days late: 70 - 135 points
  • Foreclosure, short sale or deed-in-lieu: 85 -…
Continue

Added by Jennifer Griner on April 26, 2010 at 9:30am — No Comments

How a Foreclosure or Bankruptcy Impacts Your Credit Score

credit report clipboard



Recently, Fair Isaac, which developed FICO scores, pulled back the curtain a bit, revealing some estimates of point-score declines following mortgage delinquency problems.



Here are the average hit your credit will take:

  • 30 days late: 40 - 110 points
  • 90 days late: 70 - 135 points
  • Foreclosure, short sale or deed-in-lieu: 85 -…
Continue

Added by Jennifer Griner on April 26, 2010 at 9:30am — No Comments

Freddie Mac Weekly Update: Rates Mostly Unchanged This Week

30-year fixed-rate mortgage: Averaged 5.07 percent with an average 0.7 point for the week ending April 22, 2010, unchanged from last week when it averaged 5.07 percent. Last year at this time, the 30-year FRM averaged 4.80 percent.



The 15-year fixed-rate mortgage: Averaged 4.39 percent with an average 0.6 point, down from last week when it averaged 4.40 percent. A year ago at… Continue

Added by Your Property Path on April 24, 2010 at 8:06pm — No Comments

Mortgage Bankers Weekly Update: Mortgage Applications Increase



Market Composite Index: (loan application volume) increased 13.6 percent on a seasonally adjusted basis from one week earlier. On an unadjusted basis, the Index increased 13.9 percent compared with the previous week.

Treasury rates fell last week causing a decline in mortgage rates. As a result, refinance applications picked up over the week, as some borrowers took advantage of this recent rate volatility to lock in a… Continue

Added by Your Property Path on April 24, 2010 at 8:05pm — No Comments

A Morning Cup of Inspiration (April 23, 2010)

morning cup of inspiration





Try not to become a person of success

but a person of value.

- Albert Einstein…





Continue

Added by Jennifer Griner on April 23, 2010 at 9:54am — No Comments

4 Important Tips on Home Inspection when Buying a Home

home inspection



A professional home inspection can not only provide a great education about the home’s systems, but also be a crucial tool in negotiating the most equitable price on the home, according to HouseMaster, one of the first and largest home inspection franchisors in North America.



“Our experience and research shows that approximately 40% of resale homes have at least one defect that can cost a home buyer a minimum of $500 to repair,” said Kathleen Kuhn, President of… Continue

Added by Jennifer Griner on April 22, 2010 at 9:24am — No Comments

Hump Wednesday Funnies

real estate comics



Click the comic above to enlarge.



Smile more! Visit the Backyard Wealth Funnies collection!





Share the wealth:… Continue

Added by Jennifer Griner on April 21, 2010 at 1:08pm — No Comments

Shorter Waiting Periods after a Preforeclosure Event

happy home buyers



Fannie Mae is changing the required waiting period for a borrower to be eligible for a mortgage loan after a preforeclosure event. The waiting period commences on the completion date of the preforeclosure event, and may vary based on the maximum allowable Loan to Value numbers (LTV) of the property and occupancy of the property.



The following describes the… Continue

Added by Jennifer Griner on April 20, 2010 at 9:58am — No Comments

BPO Software Reviews

We have a reputation for excellence. Our best advertising comes from satisfied customers, and we're proud to present their success stories below. Check out our growing collection of rave reviews, and video testimonials filmed on location at REOMAC 2010 in Palm Springs. After you've reviewed the links, visit us online at www.bpo-automation.com.…



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Added by Tim Ventura on April 19, 2010 at 9:16pm — No Comments

Top 10 Projects that Add Value to Your Home

home-remodeling-projects

Learn which home projects add the most value to your home.





#1: Clean and Conquer Clutter



If you're on a tight budget, cleaning and decluttering is by far the most cost-effective way to add value to your home. A clean and clutter-free home looks… Continue

Added by Jennifer Griner on April 19, 2010 at 10:04am — No Comments

A Morning Cup of Inspiration (April 16, 2010)

morning cup of inspiration





One who fears failure limits his activities.

Failure is only the opportunity to

more intelligently begin again.

- Henry Ford…





success quote motivation



Continue

Added by Jennifer Griner on April 16, 2010 at 9:54am — No Comments

6 Essentials to PreQualify for a Home Loan

prequalify for a home loan



One of the first steps to take as a potential home buyer is to get pre-qualified for a loan. This step helps both you and your lender learn just how much home you can afford. It is best to begin this process before you even start looking for a home.



According to the Federal Housing Administration (FHA), their… Continue

Added by Jennifer Griner on April 15, 2010 at 9:25am — No Comments

Hump Wednesday Funnies

real estate cartoon



Click the cartoon above to enlarge.





Smile more! It's good for business! Check out the Backyard Wealth Funnies collection.…

Continue

Added by Jennifer Griner on April 14, 2010 at 10:01am — No Comments

Lou Brown Millionaire Jump Start Training Weekend – 05/01/10 – Windsor Locks, CT

Lou Brown Presents: The Millionaire Jump Start Training Weekend

May 1 – 8:30am to 7:00pm -and- May 2 – 8:30am to 6:30pm

Doubletree Hotel. 16 Ella Grasso Turnpike. Windsor Locks, CT 06096



$99 for 2 people (money will be refunded at event)

Register at: http://www.ctreia.com/events.php…



Continue

Added by CTREIA on April 14, 2010 at 10:00am — No Comments

4 Important Enhancements: More Help for Homeowners

Make Home Affordable Program - HAMP

Improvements to the Home Affordable Modification Program (HAMP) – More Help for Homeowners



Get access to the HAMP Enhancements Overview report for detailed information.





1. Temporary assistance for unemployed homeowners while they search for… Continue

Added by Jennifer Griner on April 13, 2010 at 9:16am — No Comments

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