July 2010 Blog Posts (27)

Freddie Mac Weekly Mortgage Update: Rates Inch Downward to Another New Low

30-year fixed-rate mortgage: Averaged 4.54 percent with an average 0.7 point for the week ending July 29, 2010, down from last week when it averaged 4.56 percent. Last year at this time, the 30-year FRM averaged 5.25 percent.



The 15-year fixed-rate mortgage: Averaged a record low of 4.00 percent with an average 0.7 point , down from last week when it averaged 4.03 percent. A year ago at this time, the… Continue

Added by Your Property Path on July 31, 2010 at 7:47pm — No Comments

Mortgage Bankers Weekly Update: Mortgage Applications Decrease

Mortgage Bankers Association for the week of 07/28/2010



Market Composite Index: (loan application volume) decreased 4.4 percent on a seasonally adjusted basis from one week earlier



Refinance Index: decreased 5.9 percent from the previous week.…



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Added by Your Property Path on July 31, 2010 at 7:47pm — No Comments

A Cup of Inspiration (July 30, 2010)

morning cup of inspiration



What counts is not necessarily the size of the dog in the fight - it's the size of the fight in the dog.

- Dwight D. Eisenhower…



cool dog

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Added by Jennifer Griner on July 30, 2010 at 11:44am — No Comments

5 Important Tips When Considering a Short Sale

short sale help button



If you're thinking of selling your home, and you expect that the total amount you owe on your mortgage will be greater than the selling price of your home, you may be facing a short sale. A short sale is one where the net proceeds from the sale won't cover your total mortgage obligation and closing costs, and you don't have other sources of money to cover the deficiency. A short sale is different from a foreclosure, which is when your lender takes title of… Continue

Added by Jennifer Griner on July 29, 2010 at 11:40am — No Comments

6 Creative Ways to Afford a Home

new home buyers - family



There are still various options to consider when purchasing a home:




1. Investigate local, state, and national down payment assistance programs. These programs give qualified applicants loans or grants to cover all or part of your required down payment. National programs include the Nehemiah program, www.getdownpayment.com, and the American Dream Down Payment Fund from the… Continue

Added by Jennifer Griner on July 27, 2010 at 10:57am — No Comments

How to Recognize a Seller's Market

buyer and seller lane signs



As a homeowner, and a prospective seller, you may be wondering if now is a good time to put your home on the market.

  • But how can you tell if the market is in your favor at this time?
  • Will you lose money or make money?
  • Is it a "sellers market"?
These are all very important questions. And the answer is in the market statistics.



As a seller, one of the first things you must evaluate is the… Continue

Added by Jennifer Griner on July 26, 2010 at 11:52am — No Comments

A Morning Cup of Inspiration (July 23, 2010)

morning cup of inspiration





A determined soul will do more with a rusty monkey wrench than a loafer will accomplish with all the tools in a machine shop.

-Robert Hughes…





Tiger eyes. Determination





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Added by Jennifer Griner on July 23, 2010 at 10:03am — No Comments

07/27/10 - Free Webinar With Than Merrill: Find out what's working in Real Estate right now



CT REIA and Than Merrill presents a Free Webinar



Find out what's working in Real Estate right now and how to build a Real Estate business that is automated and not dependent on you all the…

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Added by CTREIA on July 22, 2010 at 11:18am — No Comments

Hump Wednesday Funnies

gated-community real estate cartoon





There's more to smile about! Check out the Backyard Wealth Funnies collection.





Share the wealth:… Continue

Added by Jennifer Griner on July 21, 2010 at 9:20am — No Comments

Homeowners Take Advantage of the Power and Go Solar

solar power panels

A few years ago, Jim Camasto thought about investing $20,000 in the stock market. But instead, Camasto, of Naperville, Ill., spent that money on a ‘greener’ investment—solar power.



Camasto has installed a solar thermal and solar electricity system on his roof, which helps heat and power his home.



His gas use has dropped more than 50%, and his electricity use has dropped about 70%. He sells extra power back to the…

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Added by Jennifer Griner on July 21, 2010 at 9:17am — No Comments

Homebuyers: Too Late for Tax Credit Extension, but still Find Market Ripe with Good Deals

backyard wealth real estate resource center



A Truly Great Opportunity!

I'm inviting you to the upcoming real estate seminars to discover the many opportunities that exist in the Long Beach, CA market area.



Whether you are a first time buyer or an…

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Added by Jennifer Griner on July 19, 2010 at 10:15am — No Comments

Homebuyers: Too Late for Tax Credit Extension, but still Find Market Ripe with Good Deals

happy-new-home-buyers



The three-month homebuyer limited tax-credit extension has helped many people. However, it is too late for other home seekers to take advantage of the tax credit.



But Lucien Salvant, National Association of Realtors spokesperson, says that shouldn't discourage interested buyers because the market is ripe with other opportunity. "The good news for people who didn't take advantage of the tax credit is that the inventory is still… Continue

Added by Jennifer Griner on July 19, 2010 at 9:34am — No Comments

07/26/10 - Free Webinar With Viridian: The Truth To Energy Deregulation Exposed

Real Estate Investors: The Truth to energy deregulation exposed...



* Learn how deregulation can put money in your pocket

* Find out the benefits of being Green

* Stop leaving money on the table with your tenants

* Find out Why Viridian is the best company to lower your electrical

bills

* Quickly build an additional passive income stream

* How to offer an additional benefit for your tenants that puts money

in your pocket every…

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Added by CTREIA on July 19, 2010 at 9:33am — No Comments

Freddie Mac Weekly Mortgage Update: Mortgage Drops Slightly to Create Another New Low





30-year fixed-rate mortgage: Averaged 4.57 percent with an average 0.7 point for the week ending July 8, 2010, down from last week

when it averaged 4.58 percent. Last year at this time, the 30-year FRM

averaged 5.20 percent. This rate is yet another all-time low in Freddie

Mac’s 39-year survey.



The 15-year fixed-rate mortgage:

Averaged 4.07… Continue

Added by Your Property Path on July 18, 2010 at 3:47pm — No Comments

Mortgage Bankers Weekly Update: Mortgage Refinance Applications Increase

Mortgage Bankers Association for the week of 07/07/2010



Market Composite Index: (loan

application volume) increased 6.7 percent on a seasonally adjusted basis

from one week earlier. On an unadjusted basis, the Index increased 6.5

percent compared with the previous week.…



Continue

Added by Your Property Path on July 18, 2010 at 3:30pm — No Comments

Homebuyers: Find out what you're REALLY paying before you sign for your new home.

sign contract papers



Three documents that are crucial to the home buying transaction give both the seller and the buyer a better fix on virtually all costs they can expect to face during the ordeal. This includes everything from the appraisal fee to the underwriter's portion of the title insurance -- as well as a sort of manual to understand how it all works -- the documents make it easier to calculate, compare and question all the costs associated with the… Continue

Added by Jennifer Griner on July 15, 2010 at 10:35am — No Comments

Hump Wednesday Funnies

canine registrty of deeds



Comic Artisit: Mark Parisi



Laugh more! Smile more! Check out the Backyard Wealth Funnies collection.







Share the wealth:…
Continue

Added by Jennifer Griner on July 14, 2010 at 9:26am — No Comments

Top 5 Answers for Homeowners about Strategic Mortgage Default

walk away, strategic mortgage default



1. Should I intentionally default on my home mortgage?



Today, many people are ‘intentionally’ or ‘strategically’ defaulting because cash is more valuable than credit. Because many of the banks were unethical, some borrowers don’t feel the ‘moral obligation’ to pay, especially when the banks are being less than cooperative as buyers try to work things out. Rather than defaulting, the best thing to do is… Continue

Added by Jennifer Griner on July 13, 2010 at 9:21am — No Comments

Mortgage Rates Drop to a New Low

mortgage rates drop



Mortgage rates fell for the second straight week to the lowest point in five decades.



But many people either don’t qualify for new mortgages or have already taken advantage of the low rates this year. As a result, the housing market and the broader economy may not benefit much from the lower rates.



The average rate on a 30-year fixed mortgage dropped to 4.57 percent this week, mortgage company Freddie Mac reported… Continue

Added by Jennifer Griner on July 12, 2010 at 9:17am — No Comments

HOUSE FOR SALE

http://www.facebook.com/album.php?aid=2070328&id=1159539898&l=15e29dc913

4 BEDROOM BUNGALOW WITH SPACIOUS COMPOUND AND LAWN, INTERNET FACILITIES
AND FITTED SPLIT UNIT AIRCONDITIONS FOR SALE IN COOL HILLCITY IN ACCRA
GHANA.
PRICE 250K US DOLLARS NEGOTIABLE

Added by Oba Sopein Asore on July 12, 2010 at 4:10am — No Comments

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