August 2010 Blog Posts (19)

Freddie Mac Weekly Mortgage Update: Long-Term Mortgage Rates Fall for the Ninth Week Out of Ten



30-year fixed-rate mortgage: Averaged 4.36 percent with an average 0.7 point for the week ending August 26, 2010, down from last week when it averaged 4.42 percent. Last year at this time, the 30-year FRM averaged 5.14 percent.



The 15-year fixed-rate mortgage: Averaged a record low of 3.86 percent with an average 0.6 point, down from last week when it averaged 3.90 percent. A year ago at this time, the 15-year FRM averaged 4.58 percent.



Five-year… Continue

Added by Your Property Path on August 28, 2010 at 2:00pm — No Comments

Mortgage Bankers Weekly Update: Mortgage Refinance Applications Continue to Increase

Mortgage Bankers Association for the week of 08/25/2010


Market Composite Index: (loan application volume) increased 4.9 percent on a seasonally adjusted basis from one week earlier. On an unadjusted basis, the Index increased 4.5 percent compared with the previous week.



Refinance Index: increased 5.7 percent from the previous week and is at its highest level since May 1, 2009. The seasonally adjusted Purchase Index…
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Added by Your Property Path on August 28, 2010 at 2:00pm — No Comments

The Stock Market Looks At Real Estate



Well, we all have heard the bad news, housing sales down again, hugely - 23% in the quarter. NAR reports that sales are at their lowest since the sales series launched in 1999, and single family sales are at the lowest level since May of 1995. And it doesnt look much better in the near term either. Pending sales, a forward indicator of market activity, dropped 30% based on contracts signed on May and is almost 16% the May 09 numbers.



These reports are always about today. The… Continue

Added by Your Property Path on August 25, 2010 at 5:36pm — No Comments

Why You Need Professional Help When Buying a House

Buying your house is perhaps the biggest financial investment that you will make in your lifetime. The time and effort that need to be spent in searching for the right property and then going through all the

legalities and lengthy paperwork to buy it, are by no means trivial. But the

joy of having your own house makes it all worthwhile.





If you are planning to buy a house, do some ground work and get…

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Added by london property investment on August 24, 2010 at 12:36am — No Comments

7 Reasons Real Estate Is A Better Investment Than Gold

In episode 168 of the Creating Wealth Show, Jason Hartman discusses some of the disadvantages of investing in gold.



Despite the crowd of investors clamoring to join this gold rush redux, Jason is not a fan. In fact, he likens buying precious metals with investing in insurance since neither meets his standards of a true investment, although they are touted as such. If you want evidence, consider that insurance companies turn around and… Continue

Added by Jason Hartman on August 23, 2010 at 11:29am — No Comments

Mortgage Bankers Weekly Update: Essentially Unchanged Despite Lowest Rates

Mortgage Bankers Association for the week of 08/11/2010



Market Composite Index: (loan application volume) increased 0.6 percent on a seaso

nally adjusted basis from one week earlier. On an unadjusted basis, the Index increased 0.4 percent compared with the previous week.



Refinance Index: increased 0.6 percent from… Continue

Added by Your Property Path on August 14, 2010 at 2:07pm — No Comments

Freddie Mac Weekly Mortgage Update: Mortgage Rates Fall Again

30-year fixed-rate mortgage: Averaged 4.44 percent with an average 0.7 point for the week ending August 12, 2010, down from last week when it averaged 4.49 percent. Last year at this time, the 30-year FRM averaged 5.29 percent.



The 15-year fixed-rate mortgage: Averaged a record low of 3.92 percent with an average 0.6 point, down from last week when it averaged 3.95 percent. A year ago at this time, the… Continue

Added by Your Property Path on August 14, 2010 at 2:07pm — No Comments

The Rental Sector Is Looking Up



June vacancy rates in the largest 64 markets in the country averaged 6.6%, down from 8.2% at the end of 2009, according to MPF Research. We certainly see the increase in rental demand in 2010, and it's been a little more, frankly, than most apartment experts had anticipated," said Mark Obrinsky, chief economist for the National Multi Housing Council.



This may be the brightest sector and only strong story in a dismal market. There is a real… Continue

Added by Your Property Path on August 11, 2010 at 5:51pm — No Comments

The Road Map to Achieve Your Financial Future



LEARN what you MUST know

to make SMART decisions.





Upcoming seminars at the Long Beach Real Estate Resource Center:…

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Added by Jennifer Griner on August 11, 2010 at 3:46pm — No Comments

Government OKs $600 Million in Housing Aid for 5 States

good news headline



The Obama administration plans to send $600 million to help unemployed homeowners avoid foreclosure in five states.



The Treasury Department said Wednesday that mortgage-assistance proposals submitted by North Carolina, Ohio, Oregon, Rhode Island, and South Carolina received approval. The states estimate their efforts could help up to 50,000 homeowners.



The administration is directing $2.1… Continue

Added by Jennifer Griner on August 10, 2010 at 10:02am — No Comments

Low Cost Ways to Spruce Up Your Home Exterior



front door curb appeal



Make your home more appealing for yourself and potential buyers with these quick and easy tips:





1. Trim bushes so they don’t block windows or architectural details.



2.
Mow your lawn, and turn on the sprinklers for 30 minutes before the showing to make the lawn sparkle.



3.
Put a pot of bright flowers (or a small evergreen in winter) on…
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Added by Jennifer Griner on August 9, 2010 at 10:19am — No Comments

Build your Mailing List FREE OF COST by Capturing Contact Lists from Online Business Directories

In recent times, bulk mailing has proven to be a very efficient means of advertising your product or service. With bulk mailing, your market is highly targeted. If it is also done the right way, it can become less costly compared to other advertising venues. And nowadays, more people tend to read bulk mail more than bulk emails. Bulk emails are recently being considered as spam mails. In this post, you will find new information on Building your own bulk Mailing List FREE OF… Continue

Added by Joel John Fernandes on August 6, 2010 at 6:23am — No Comments

Mortgage Bankers Weekly Update: Mortgage Applications Increase

Mortgage Bankers Association for the week of 07/28/2010



Market Composite Index: (loan application volume) increased 1.3 percent on a seasonally adjusted basis from one week earlier.



Refinance Index: increased 1.3 percent from the previous week…

Continue

Added by Your Property Path on August 5, 2010 at 5:41pm — No Comments

Freddie Mac Weekly Mortgage Update: Mortgage Rates Down Again



30-year fixed-rate mortgage: Averaged 4.49 percent with an average 0.7 point for the week ending August 5, 2010, down from last week when it averaged 4.54 percent. Last year at this time, the 30-year FRM averaged 5.22 percent.



The 15-year fixed-rate mortgage: Averaged a record low of 3.95 percent with an average 0.6 point, down from last week when it averaged 4.00 percent.… Continue

Added by Your Property Path on August 5, 2010 at 5:41pm — No Comments

08/25/10- CT REIA Real Estate Investors Mastermind Group - Meriden, CT

CT REIA Mastermind Group: Open To CT REIA Members Only



August 25, 7:00 to 9:00pm

Comfort Inn. 900 East Main Street. Meriden, CT



This Is A Free Event Open To CT REIA Members who:

* Own 4 or more buildings

* Have been actively enrolled in Real Estate Investing for at least…

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Added by CTREIA on August 5, 2010 at 11:03am — No Comments

08/16/10 - CT REIA Monthly Meeting with Mark Klee and Caryn McKinney

CT REIA, Mark Klee, and Caryn McKinney presents:
Where do Bankruptcies really fit into the Investing Puzzle…
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Added by CTREIA on August 5, 2010 at 11:02am — No Comments

Do Not Overlook these Items on a Final Walkthrough

home inspection final walkthrough



It is an exciting time when everyone is ready to finally close the deal on your new home.



It’s guaranteed to be hectic right before closing, but you should always make time for a final walk-through. Your goal is to make sure that your home is in the same condition you expected it would be. Ideally, the sellers already have moved out. This is your last chance to check that appliances are in working condition and that agreed-upon repairs have been made. Here’s a… Continue

Added by Jennifer Griner on August 5, 2010 at 10:39am — No Comments

Hump Wednesday Funnies

open house real estate cartoon



Click the cartoon above to enlarge.



SMILE! And laugh more! It's GREAT for business and for YOU! Check out… Continue

Added by Jennifer Griner on August 4, 2010 at 10:03am — No Comments

5 Important Factors that Decide Your Credit Score

credit report sign



Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage.



The following factors affect your score:



1. Your payment history.



Did you pay your credit card obligations on time? If they were late, then how late? Bankruptcy filing, liens, and collection activity also impact your history.



2. How much you… Continue

Added by Jennifer Griner on August 3, 2010 at 10:16am — No Comments

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